In this section, the speaker discusses the evolution of the financial payments market and the emergence of super apps where multiple services are combined into one platform. He gives examples like WeChat and Amazon, and mentions the efforts of companies like Tata Neo to create their own super app ecosystem. The standardization of buyer and seller applications through initiatives like the Omdc initiative in India is also mentioned. The speaker believes that the future of the industry will involve the integration of cryptocurrency and stable coins within the super app concept. Overall, he emphasizes the significance of product-led thinking and the need for constant evolution in skills to adapt to the changing landscape.

In this section, the speaker discusses the need for a product mindset-led skillset in the technology industry. While engineers and developers focus on the technical aspects of a product, there is a gap in their understanding of the bigger picture and product requirements. The speaker emphasizes the importance of aligning the vision and outcome with developers, but acknowledges that product development should be separate from engineering. They highlight the need for specialized skills to deliver innovative solutions such as a super app, which requires a different thought process and skill set.