Please refer to the salient points of the E-RUPI

🔵 The idea is to create a minimal logistics, leak-proof delivery mechanism for a wide range of government Direct Benefit Transfer (DBT) programs across the country

🔵 The e-RUPI voucher is allowed to redeem for P2M purchases only

🔵 It is a QR code or SMS string-based e-voucher, which is sent to the mobile of the beneficiaries.

🔵 The usage is restricted to specific person and product/service only (MCC code & Purpose Code Mapper is used)

🔵 No Mobile Application required for beneficiary

🔵 E-RUPI voucher can be created or revoked on the request of the Sponsor (Government/Private Entities)

🔵 E-RUPI voucher has a predefined expiry (1 year)

🔵 Typical usages to start with include: students for a Scholarship program, payment of utility bills, medical facilities, buy agricultural products like fertilisers, etc…

🔵 There is no prerequisite for a beneficiary to avail e-RUPI i.e e-RUPI does not require the customer to have a bank account etc.

🔵 It ensures an easy, contactless two-step redemption process that does not require sharing of personal details either.

 

Flow of E-RUPI Prepaid Voucher payment

 

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