Application Lock: Payment applications such as Paytm, Google Pay, PhonePe, and banks have been requested by the National Payments Corporation of India (NPCI) to disable UPI IDs and numbers that haven’t been used for more than a year. If a UPI ID or associated mobile phone isn’t used for transactions for more than a […]

  Quantum Fintech Description: Quantum computing’s impact on the fintech industry, revolutionizing areas such as fraud detection, risk management, and portfolio optimization. Technology: Quantum computing processes data 10 million times faster than supercomputers, enabling more sophisticated financial models and faster fraud detection. Financial Problems Solved: Increased efficiency and accuracy in financial modelling and fraud detection. […]

A Tale of Deceptive Design: The Rise of Dark Patterns in E-commerce Recent News:  Prevention and Regulation of Dark Patterns 2023 In the vast world of e-commerce, dark patterns emerged as a sneaky tactic to manipulate users into making decisions that benefited the platform, rather than the user. These deceptive design techniques, such as bait and […]

On December 10th, 2023, Swayam Talks Bengaluru 2023 brought together a special group of speakers, each with a unique tale to tell. Uday Nirgudkar, our esteemed host, steered the conversations with finesse, making the event an insightful experience. Prashant Gade: Revolutionizing Prosthetics Prashant Gade, a scientist with a passion for making a difference, unfolded his journey […]

https://www.youtube.com/watch?v=r3qGyDh5k40 In this section, Krishna Potnis discusses the future of payment technology and envisions a world where all payment instruments collapse into a single seamless way of payment, such as using unique signatures instead of credit cards. He mentions that frictionless payments have already started to happen, citing examples like Jio allowing payments from cars […]

https://www.youtube.com/watch?v=jTnaT3attUc In this section, Krishna Potnis discusses the benefits of taking an outside-in approach to agile transformation rather than trying to do it internally. He explains that when you are only focused internally, you have a limited vision and can benefit from an external perspective to see what can be done better. Bringing in external […]

https://www.youtube.com/watch?v=EJwVlLU7TJ8 In this section, Mr. Krishna Potnis discusses the importance of embracing change as a leader and being the change oneself before expecting others to follow. He shares that driving change is difficult if one does not personally adopt it, and emphasizes the need to be the motivation for one’s team. He gives an example […]

https://www.youtube.com/watch?v=7UEgfs0X4hs In this section, the speaker discusses the evolution of the financial payments market and the emergence of super apps where multiple services are combined into one platform. He gives examples like WeChat and Amazon, and mentions the efforts of companies like Tata Neo to create their own super app ecosystem. The standardization of buyer […]

https://www.youtube.com/watch?v=7UEgfs0X4hs Summary 🚀 The market is evolving rapidly with the introduction of disruptive technologies like unified interfaces, leading to a significant increase in financial payment companies in India. 📈 A shift towards product-led thinking is crucial in an industry where exponential growth and parallel technology advancements are occurring simultaneously. 📱 Super apps, like WeChat, Amazon, […]

https://www.youtube.com/watch?v=hLTNAeEQTmc Summary 👋 Welcome to another Benzene Agile Leadership Discussion Series! In this session, Mr. Krishnapotnis, Senior Director of Engineering at Verifone, will share his insights on fintech, techfin, payments, and agile leadership. Highlights Mr. Krishnapotnis has over 25 years of experience in technology, payments, security, solution delivery, and fintech innovations. The discussion will be […]